Bank accounts for Spanish companies

Bank accounts for Spanish companies

Bank account is essential for company activity. With our help, opening an account in Spanish financial institution is quick and easy. We work with several big banks in Spain and always look out for the latest developments in the banking sector. We fill out all bank forms and questionnaire so that you do not have to. If banks in Spain are not enough for you, we may suggest other payment options. Get in touch with us for more information.

One figure cost

No hidden fees. You provide a single payment that covers all expenses, we take care of the rest.

One stop shop

Company formation plus virtual office plus banking plus professional business advice.

Speed and superb customer service

Hundreds of satisfied customers can attest to our professionalism.

Remote procedure available

You do not have to travel if you don’t want to. The process can be carried out remotely.

Burden is ours

We take care of all the formalities and prepare all documents necessary to start a business.

Do you wish to start the procedure?

Just drop us an email or give us a call and we will send you short list of information that we need. After you provide it to us you can come anytime to proceed with the formalities.

Corporate Bank Accounts in Spain

Opening a corporate bank account is a critical step after forming or acquiring a company in Spain. ShelfCompanies24 has established strong relationships with major Spanish banks and assists clients with the entire account opening process.

Major Banks in Spain

We work with the following banks and financial institutions in Spain:

• Santander, BBVA, CaixaBank, Sabadell, Bankinter

Eurozone member. Major international banks. Santander is globally significant.

Account Opening Process

1. Bank selection — Based on your business type, expected transaction volume, and currency requirements, we recommend the most suitable bank.
2. Document preparation — We help prepare all required documentation including corporate documents, business plan summary, and compliance materials.
3. Application submission — We submit the account application to the selected bank on your behalf.
4. Compliance review — The bank conducts its KYC/AML due diligence checks.
5. Account activation — Once approved, you receive account details, online banking credentials, and payment cards.

Required Documents

• Certificate of incorporation
• Articles of association
• Register of directors and shareholders
• Passport copies of all directors and beneficial owners
• Proof of address for all directors and beneficial owners
• Description of business activities and expected turnover
• Source of funds documentation

Account Features

Feature	Details
Currency	EUR (Euro) + multi-currency options available
Online Banking	Available with most banks
Debit/Credit Cards	Corporate cards available
SEPA Transfers	Spain banks support SEPA payments
International Transfers	SWIFT transfers worldwide

For assistance with opening a corporate bank account in Spain, please contact our consultants.

Related Services in Spain

• Overview of Spain — Shelf Companies & Company Formation
• Company Formation in Spain
• Ready-Made Shelf Companies in Spain

Frequently Asked Questions

Which banks can I open an account with in Spain?

We work with major banks in Spain including Santander, BBVA, CaixaBank, Sabadell, Bankinter. We recommend the best bank based on your business needs.

Can I open a bank account in Spain remotely?

Remote account opening depends on the bank’s policy. Some Spanish banks allow remote opening while others require a personal visit. Our team advises on the best approach.

What documents are needed to open a corporate bank account in Spain?

You will need the company’s incorporation documents, passports and proof of address for directors and beneficial owners, and a description of business activities.

How long does it take to open a business bank account in Spain?

The account opening process in Spain typically takes 1-4 weeks depending on the bank and the complexity of the corporate structure.