- →
-
Contact Form
-
Slovenia has used the euro since 1 January 2007, and a d.o.o. keeps it under an IBAN starting SI that pays across SEPA without conversion. Within the banking union the ECB supervises the significant Slovenian banks, Banka Slovenije the others, and only the ECB grants or withdraws a licence. Banka Slovenije’s register of supervised entities includes NLB, OTP banka, UniCredit Banka Slovenija, Addiko Bank, Banka Intesa Sanpaolo and Banka Sparkasse.
For a d.o.o. paying its capital in cash, the bank comes before the court register. Addiko Bank runs a temporary account for paying in the founding capital: every future shareholder transfers its contribution in its own name, an individual in cash or by transfer and a company by transfer only, and the bank then issues the certificate of payment needed for registration at the court. NLB opens a comparable account for a company being incorporated on the founder’s order, asks for the articles of association, identifies the people involved and turns it into an ordinary business account once AJPES has entered the company in the business register. Before any of this, each founder needs a Slovenian tax number.
OTP banka takes the first step online, with a form asking for the company’s tax or registration number and a short account of why the business relationship is needed, what the company does and how it earns money. After reviewing it, the bank invites the applicant to a chosen branch to finish with an adviser, bringing a valid identity document. NLB opens a business account on a signed written agreement after receiving documents that identify the company’s representatives and everyone who will dispose of the funds, and its general terms let it refuse an account without giving reasons. No Slovenian rule makes the director live in Slovenia; visiting the bank is the banks’ own procedure.
| Provider | Type | What its own pages say | Route to the account |
|---|---|---|---|
| OTP banka d.d. | Slovenian bank | Online application with the purpose, activity and business model described, finished at a branch | Branch, with a valid identity document |
| NLB (Nova Ljubljanska banka) | Slovenian bank | Signed written agreement after identification; may refuse without reasons; capital account for a company being incorporated | With the bank |
| Addiko Bank d.d. | Slovenian bank | Temporary founding capital account and certificate for the court registration | Application can start online |
| Wise Business (Wise Europe SA) | Payment institution in Belgium | Slovenia is on the list of countries where its customers hold money; bearer shares not accepted | Online |
| Revolut Business (Revolut Bank UAB) | Lithuanian bank, ECB licensed | Requires evidence of the company’s EEA presence and an applicant resident in an EEA state, Switzerland or the UK | Online |
| Airwallex | Fintech payment provider | Slovenian-registered businesses are onboarded through its Lithuanian entity | Online |
Banka Slovenije operates Slovenia’s deposit guarantee scheme under the Deposit Guarantee Scheme Act of 2016. Eligible depositors are protected for up to €100,000 per bank, with repayment due within seven working days. Companies are covered alongside individuals and sole traders; banks, investment firms, insurers, investment funds, pension funds, governments, local authorities and bearer deposits are not.
Our list of markets for shelf companies with a bank account leaves Slovenia out, so an account that comes with a d.o.o. is a matter for its bank. NLB’s terms show that a capital account becomes the ordinary business account after registration, which is what a ready-made company would hold, if it holds one. The share transfer leaves that account with the company. The bank then reviews the new shareholders, director and signatories and may continue, ask for more documents or end the relationship.
We handle company formation in Slovenia, sell ready-made Slovenian d.o.o. companies and prepare the bank application with you. If a bank we already work with fits your plans, we can introduce you; the account decision belongs to the bank. Read more on our Slovenia overview.
Yes, for a d.o.o. registered in Slovenia, which foreigners may own and direct without living there. Each founder needs a Slovenian tax number first. Banks set the procedure: OTP banka finishes the opening at a branch with a valid identity document, and NLB may refuse without explanation. Revolut, Wise and Airwallex onboard Slovenian companies online on their own terms.
It can be a precondition. Addiko says opening an account can be a condition for completing the registration of a d.o.o., because the shareholders pay the founding capital into a temporary account and the bank’s certificate goes to the court. NLB converts such an account into the company’s business account once AJPES has registered the company.
With OTP banka, yes: the application starts online, but the bank invites you to a branch to finish it and asks you to bring a valid identity document. Slovenian law does not require the director to live in Slovenia, so the visit is bank procedure. Revolut and Wise onboard online if their eligibility rules are met.
Through the scheme run by Banka Slovenije, which covers eligible depositors, companies included, for up to €100,000 per bank and repays within seven working days. Banks, investment firms, insurers, investment funds, pension funds, governments and local authorities are excluded, and bearer deposits are not covered. Money held with a payment provider is not a bank deposit.