Bank accounts for German companies

If you need a bank account in Germany, Shelfcompanies24.com is the place to go. We have long-term relationship with many banks in the country as well as abroad. Our team can offer you multiple payment solutions and advice on what offer will be best for your business activity. We do not only have good knowledge of the banking sector but also experience in doing business, so we know what to look for when choosing a bank. Contact us to learn what you can do for you.

One figure cost

No hidden fees. You provide a single payment that covers all expenses, we take care of the rest.

One stop shop

Company formation plus virtual office plus banking plus professional business advice.

Speed and superb customer service

Hundreds of satisfied customers can attest to our professionalism.

Remote procedure available

You do not have to travel if you don’t want to. The process can be carried out remotely.

Burden is ours

We take care of all the formalities and prepare all documents necessary to start a business.

Do you wish to start the procedure?

Just drop us an email or give us a call and we will send you short list of information that we need. After you provide it to us you can come anytime to proceed with the formalities.

Corporate Bank Accounts in Germany

Opening a corporate bank account is a critical step after forming or acquiring a company in Germany. ShelfCompanies24 has established strong relationships with major German banks and assists clients with the entire account opening process.

Major Banks in Germany

We work with the following banks and financial institutions in Germany:

  • Deutsche Bank, Commerzbank, DZ Bank, KfW, Sparkassen

Largest banking market in EU. All major global banks present. Strong Sparkassen network.

Account Opening Process

  1. Bank selection — Based on your business type, expected transaction volume, and currency requirements, we recommend the most suitable bank.
  2. Document preparation — We help prepare all required documentation including corporate documents, business plan summary, and compliance materials.
  3. Application submission — We submit the account application to the selected bank on your behalf.
  4. Compliance review — The bank conducts its KYC/AML due diligence checks.
  5. Account activation — Once approved, you receive account details, online banking credentials, and payment cards.

Required Documents

  • Certificate of incorporation
  • Articles of association
  • Register of directors and shareholders
  • Passport copies of all directors and beneficial owners
  • Proof of address for all directors and beneficial owners
  • Description of business activities and expected turnover
  • Source of funds documentation

Account Features

Feature Details
Currency EUR (Euro) + multi-currency options available
Online Banking Available with most banks
Debit/Credit Cards Corporate cards available
SEPA Transfers Germany banks support SEPA payments
International Transfers SWIFT transfers worldwide

For assistance with opening a corporate bank account in Germany, please contact our consultants.

Related Services in Germany

Frequently Asked Questions

Which banks can I open an account with in Germany?

We work with major banks in Germany including Deutsche Bank, Commerzbank, DZ Bank, KfW, Sparkassen. We recommend the best bank based on your business needs.

Can I open a bank account in Germany remotely?

Remote account opening depends on the bank’s policy. Some German banks allow remote opening while others require a personal visit. Our team advises on the best approach.

What documents are needed to open a corporate bank account in Germany?

You will need the company’s incorporation documents, passports and proof of address for directors and beneficial owners, and a description of business activities.

How long does it take to open a business bank account in Germany?

The account opening process in Germany typically takes 1-4 weeks depending on the bank and the complexity of the corporate structure.