Bank Accounts for Romanian Companies

You have already formed a company in Romania? Now it is time to open a bank account. With our assistance, it will be easier than you think. We have good relations with several Romanian credit institutions and can help you select the best bank offer for your business. We can take care of all the formalities and even accompany you to a bank branch. If you cannot come to Bucharest, inquire about remote account opening.

One figure cost

We provide our company formation in Romania service at a fixed, one figure price which includes all official fees (notary, company registry, sworn translator, tax office) as well as our full assistance in opening accounts in Polish banks.

One stop shop

When client leaves our office he has a company that will be ready to trade once we obtain VAT registration, virtual address service and bank accounts as well as his designated accountant. Therefore business can be started very fast.

Speed and superb customer service

We understand that our clients’ time is valuable. Therefore if you decide to use our services we will pick you up from the airport, drive you to our office and notary and all the banks. After procedure is completed our driver will take you back to the airport.

Remote procedure available

If you cannot or simply do not wish or have time to come to Romania, we can setup a company on your name remotely.

Burden is ours

We take care of all the formalities and prepare all documents necessary to start a business.

Do you wish to start the procedure?

Just drop us an email or give us a call and we will send you short list of information that we need. After you provide it to us you can come anytime to proceed with the formalities.

Corporate Bank Accounts in Romania

Opening a corporate bank account is a critical step after forming or acquiring a company in Romania. ShelfCompanies24 has established strong relationships with major Romanian banks and assists clients with the entire account opening process.

Major Banks in Romania

We work with the following banks and financial institutions in Romania:

Banca Transilvania, BCR (Erste Group), BRD (Société Générale), ING Bank Romania

Local currency (RON). Major European banks present. Growing fintech sector.

Account Opening Process

Bank selection — Based on your business type, expected transaction volume, and currency requirements, we recommend the most suitable bank.
Document preparation — We help prepare all required documentation including corporate documents, business plan summary, and compliance materials.
Application submission — We submit the account application to the selected bank on your behalf.
Compliance review — The bank conducts its KYC/AML due diligence checks.
Account activation — Once approved, you receive account details, online banking credentials, and payment cards.

Required Documents

Certificate of incorporation
Articles of association
Register of directors and shareholders
Passport copies of all directors and beneficial owners
Proof of address for all directors and beneficial owners
Description of business activities and expected turnover
Source of funds documentation

Account Features

Feature	Details
Currency	RON (Romanian Leu) + multi-currency options available
Online Banking	Available with most banks
Debit/Credit Cards	Corporate cards available
SEPA Transfers	Romania banks support SEPA payments
International Transfers	SWIFT transfers worldwide

For assistance with opening a corporate bank account in Romania, please contact our consultants.

Related Services in Romania

Frequently Asked Questions

Which banks can I open an account with in Romania?

We work with major banks in Romania including Banca Transilvania, BCR (Erste Group), BRD (Société Générale), ING Bank Romania. We recommend the best bank based on your business needs.

Can I open a bank account in Romania remotely?

Remote account opening depends on the bank’s policy. Some Romanian banks allow remote opening while others require a personal visit. Our team advises on the best approach.

What documents are needed to open a corporate bank account in Romania?

You will need the company’s incorporation documents, passports and proof of address for directors and beneficial owners, and a description of business activities.

How long does it take to open a business bank account in Romania?

The account opening process in Romania typically takes 1-4 weeks depending on the bank and the complexity of the corporate structure.

Content prepared by Aleksandra Kowalska, Corporate Client Service Specialist at ShelfCompanies24. Master of Law from Kozminski University in Warsaw. Approved by Tomasz Bielski, Managing Director.

Bank accounts for Romanian companies